Hattiesburg Debt Collection Attorneys

When debtors fail to make loan payments that they agreed to, it may be necessary to take legal action in order to protect your rights. When a loan is not secured by a home or other asset, it is particularly important to stake your claim.

At Perry W. Phillips, PLLC, Attorneys at Law, based in the Hattiesburg area of Mississippi, we help banks, businesses and other creditors pursue collection of debts through a number of legal processes. If you need to collect on a debt, contact us to discuss how our attorneys can help you.

Bringing Collection Actions on Behalf of Banks

An unsecured loan represents a serious risk for a bank, and in these uncertain economic times, many borrowers are defaulting on their loans. When this happens, your bank has options for pursuing at least partial recovery of the loan amount.

At Perry W. Phillips, PLLC, we are experienced at taking collection actions such as the following on behalf of banks and other lenders:

  • Letters informing debtors of their obligations
  • Default judgments and contested lawsuits
  • Bringing lawsuits to collection
  • Garnishment of wages and bank accounts

Borrowers have an obligation to repay their debts, and taking these actions can increase the share of a debtor's limited resources that are allocated to repayment of your loan. We and our excellent support staff have handled many collection cases on behalf of local and out-of-state banks.

Helping Businesses Collect on Past Due Accounts

If your business has been unable to collect on past due billing invoices, we can help you pursue the remedies available to you by law. Our collection lawyers have pursued payment of debts owed to appliance dealerships, lawn care contractors and other local businesses that rely on their customers and clients to make good on payments.

Whatever needs you have regarding the collection of unsecured debts, our attorneys are here to help you pursue effective solutions. Contact us to schedule a free initial consultation today. Contact us online, or call (601) 620-4715.